Friday, October 12, 2012

Helena Talbot's blog - The Benefits Of A Home Warranty


Ok, so you just found a new home and are ready to put your current home on the market.  You want your home to sell quickly and without any glitches along the way.  But what can you do to protect yourself and your buyer?  Well, have you ever heard of a Home Warranty?  If so, great, then you already know this is the way to go.  If not, then keep reading and we will look at why getting a home warranty is so important.

What exactly does a Home Warranty do for you?  The Home Warranty is really just an insurance policy.  Most policies will protect you from the day your home is listed on the market until one year after the closing date.   By buying a Home Warranty, you will make the purchase of your home more attractive to home buyers. 

The Home Warranty will cover anything that could break down or go wrong.  Things such as a broken dishwasher or air conditioner, etc.  By buying Home Warranty protection, you will help to eliminate the worries about unexpected but necessary repairs for you and the home buyer as well.   This will limit the liability for both of you in the event that a problem is discovered before or after closing. 

Home Warranty policies will vary; however,  the standard deductable is usually somewhere between $35-$100 but can vary from state to state. 

So to sum up the advantages of buying a Home Warranty:

• It will potentially save you money
• The Home Warranty will repair or replace any covered item
• The cost of a Home Warranty is only a fraction of the cost of replacing a major appliance
• It provides an incentive to the sale to any potential home buyer
• The Home Warranty will relieve any buyers anxiety about buying your home, especially if you have an older home
• It also relives a buyer of any concerns that you failed to disclose a material defect on the home disclosure
• Additionally, it will help prevent the buyer from trying to sue you  for failing to disclose any of the homes major defects on the home disclosure

The Home Warranty Protection policy is a fantastic way to protect you and your buyer from unforeseen repairs that can and do arise without warning.  During the home buying /selling process is no time for either party to have to shell out more money, especially for repairs. 

Talk with your realtor about obtaining a Home Warranty Protection policy, they will be able to go over the entire program and its benefits with you.    So sit back and relax and enjoy the peace of mind you will get from purchasing the all important Home Warranty Protection policy.

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 
I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.
My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.
I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.
Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800

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