Helena Talbot's blog - Should I Buy A Home If Interest Rates Rise?

You may ask this question and get ten different answers.    Just because the interest rates have risen does not necessarily mean it is not the right time to buy.  If you hold off, this mistake could cost you thousands. 

 So how do you know when it's ok to buy a home if you know the interest rates are rising?  Well, that is a good question and here are some facts to help you sort through it all.

1.  Consider specialty loan options

-Hybrid mortgages - this is a mortgage loan that will offer a very low rate for a fixed amount of time, usually 5-7 years, then the loan will revert to an adjustable rate mortgage.  This sounds a bit risky; however, if you are not planning on staying in your current home for more than five years, this is a fantastic option for you

-An ARM  loan with an option that would allow it to be converted to a fixed rate loan when at the borrowers discretion

-An interest only loan - this is a loan that requires you to make payments to the interest only for a set number of years, then it converts to an amortized loan with interest and principal payments each month

2.  Talk to a tax advisor - before you do anything, make sure you talk to your tax advisor about whether or not one of these types of loans is right for you. 

3.  Ask for a Buy Down - this is a fee paid at closing to get a lower interest rate.  Sometimes a motivated seller will be willing to paying some if not all of the buy down just to get the deal. 

4.  Ask the seller to pay some or all of the closing costs.  Quite frequently the seller's closing costs are used as a write off by the buyer.  (Check with your tax advisor before doing this)

5.  Lower prices mean lower loan amounts so don't let higher interest rates chase you off.  With some skillful negotiating your realtor can help you secure an unbelievable deal  saving you loads of money.  So a high interest rate does not have to mean more money. 

Remember, many people drop out of the home buying market when the interest rates go up, but as you can see this could be a very costly mistake.  Some of the best mortgage loans come about when the lenders are competing for your business and when sellers are realizing that there are more homes for sale than there are buyers. 

So talk with your realtor and come up with a game plan to help you find your dream home.  Don't let rising interest rates stop you, use it to your advantage!

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 

I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.

My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.

I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.

Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800   www.facebook.com/LoudounCountyConnect  www.twitter.com/ExitAshburn  www.Linkedin.com/in/HelenaTalbot

Helena Talbot's blog - The In's And Out's Of Locking In An Interest Rate

Congratulations on your decision to buy a new home!  Buying a new home can be a very exciting time; however, there are many things to consider and many things to get done.   One of the most important things - if not the most important thing - when buying a new home is your choice of lenders and the interest rates they charge.   Get this wrong and it could cost you thousands of dollars over the life of your loan. 

Whether you are buying a new home or just re-financing your current one, it is a good idea to do some comparison shopping for the best lender with the best rates.  A low interest rate isn't the only thing you should consider when shopping for a loan.  You will also want to consider the terms of the mortgage, what the closing costs will be and you will want to check the reputation of your lender.  Remember, this is going to be your lender for quite possibly 30 years, so you want to make sure they are reputable.

Your real estate agent will be a huge help when it comes to lenders and loans.  They will be able to provide you with a list of lenders that have the best loan packages available and will be able to tell you what their qualifying requirements are.   Your realtor can also tell you which lenders are willing to go above and beyond the call of duty  to provide you with excellent service and the ones that will make sure everything goes smoothly from start to finish. 

The first thing your lender and realtor will tell you is that you need to "Lock In" your interest rate.  What that means is that the lender will guarantee you the current interest rate with specific predetermined points and fees for a specific amount of time, usually 30 days. 

So after you have applied for your mortgage loan, the rates will more than likely fluctuate from day to day and week to week.  Therefore, if you don't want to risk losing that great current interest rate, you will need to ask for a rate lock from the lender.   This will lock in your interest rate.

Don't worry, your real estate agent will be there to help you.   So don't hesitate to pick up the phone and give them a call.  They are professionals with years of experience just waiting to help you through the home buying process and will be there for you every step of the way.

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 

I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.

My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.

I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.

Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800   www.facebook.com/LoudounCountyConnect  www.twitter.com/ExitAshburn  www.Linkedin.com/in/HelenaTalbot

Helena Talbot's blog - Making Sense Of Points, Rates And Fees

You have just found the home of your dreams and the seller has accepted your offer.  Now the fun begins.  You keep hearing terms like "buy down", "discount points", "purchase points, but you have no idea what all this means.  Do they all mean the same thing or is each term something different?  This is where your realtor comes in.  Of course you can always call your lender; however, your realtor is the one you have been dealing with and the one that will be more than happy to explain everything to you. 

Purchase Points - which are also known as a buy down or discount points.  Points is a term used to define an amount of money given to the lender at closing to lower your interest rate for your mortgage loan.   Every point is equal to one percent of the total amount of your loan.  So if you have a mortgage that is $100,000 then one point would equal $1000.  Every point you buy will lower your interest rate by a certain percentage.   Just remember, the more points you buy, the more money you are going to have to come up with at closing. 

The question is - is it smarter to buy points or to hold on to your money?  Well, that depends on how long you plan on staying in that home and of course what you can afford to pay.  If you are planning on staying in this home for more than five years then my advice is for you to buy as many points as you can.  Because this will lower your monthly payments and will save you interest over the life of the loan.

Interest Rates - interest rates fluctuate daily, and when you apply for a loan it doesn't mean that the rate you were quoted that day is the same rate you will get at closing unless you "lock in" your interest rate.  Locking in your interest rate will give you a guaranteed rate within a specific time frame.  Most lock in periods are for 15, 45 or 60 days.   Keep in mind that the longer you lock in your rate the more it will cost you because a lender takes more of a risk to lock you in for a longer period of time. 

Fees - since when have you ever bought anything that did not have some sort of fee associated with it?  Well, a mortgage is no different.   Some of the fees you can expect are:  title fees, underwriting fees, land survey fees,  appraisal fees etc.  Each lender is different and will work your loan differently; some lenders will charge you lower fees but a higher interest rate.

So before you sign on the dotted line, make sure you do your homework and most definitely ask your realtor to let you know who they have had the best experiences with.  Make sure there are no hidden fees and make sure that you fully understand what costs are involved and what your obligations are for the life of your loan.

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 

I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.

My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.

I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.

Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800   www.facebook.com/LoudounCountyConnect  www.twitter.com/ExitAshburn  www.Linkedin.com/in/HelenaTalbot

Helena Talbot's blog - How To Downsize With Minimal Impact On Your Life

When most people think of downsizing, they think of having to make sacrifices and think about all of the things they are going to have to give up.  But this is absolutely the wrong way of going about downsizing.  Downsizing can be very beneficial in so many ways.  So let's take a look at why downsizing can be a very powerful way to restore order to your life.

1.  Downsizing will help you to organize everything

2.  By organizing your things you will save time

3.  Organizing is a trickledown effect, you get organized,  this will help you save time, which in turn reduces stress, and reducing stress makes you a happier person - it's all good

4.  You will free up much needed space

5.  You will be de-cluttering your life which will make you more productive and happier

6.  Downsizing will save you money

So how is downsizing a bad thing?  Is there anything mentioned above that you would not like to achieve?  I didn't think so!   Ok, so now that you realize that downsizing is a very good thing, you probably want to know how to go about doing it.    Keep reading  .  .  .

Here are some tips that will make your downsizing quick and easy!

• Don't tackle everything at once.  Go room by room or one area at a time.  Perhaps you could start with a closet.  Don't allow yourself to get overwhelmed and don't rush yourself (but don't procrastinate either).  You must not move on to the next room until you have completely finished the first area or room

• Evaluate your things and assign a value rank to what is most important to you.  Ask yourself:  do I need this, do I use this, how much sentimental value does it have, is it in good condition.  If you have not thought about some of those items for over a year - then get rid of it - sell it, donate it etc.

• Take your valuables such as your wedding gown, pictures etc and make sure they are properly prepared for storage because the elements can really have an effect on them.

 

• Remember that if you have adult children that have moved out, as much as you love them, it is not up to you to store their things

• You must stay positive about this whole thing.  It is very easy to get wrapped up in memories from the past, like all of the little treasures your children have made for you over the years, but there is no reason to keep everything.  Only keep a few important things

• Imagine what your new space is going to look like after the dust settles

• Think about how good you are going to feel once you have everything de-cluttered, clean and organized.  You are going to wonder why you have not done this sooner

Some people find it easier to hire a realtor that specializes in downsizing.  By finding such a realtor, you will be getting someone who knows how to visualize, plan and has the patience it takes to deal with these types of situations.  Your realtor will know you, your wants and your needs and will be able to find you the perfect home for your situation.

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 

I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.

My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.

I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.

Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800   www.facebook.com/LoudounCountyConnect  www.twitter.com/ExitAshburn  www.Linkedin.com/in/HelenaTalbot

Helena Talbot's blog - Do You Really Need A Real Estate Agent?

The short answer is no, but why wouldn't you want to?  There are so many anxieties that come with buying a home, whether you are a first time home buyer or someone that has purchased several homes in your lifetime.  It doesn't matter; the stresses and anxieties will always be there.  However, your realtor goes through this process on a daily basis, often times many times each day.  So what does this mean for you?

Let's look at what your Realtor can do to make everything much easier for you from start to finish.

1.  Your Realtor can help you determine what price range of homes you can afford

2.  Your Realtor can customize your home search for you - how many bedrooms do you want, how many baths,  find you the perfect location, help keep you out unsavory areas

3.  Your Realtor could potentially save you thousands of dollars just by using their expertise and knowing all of the ins and outs that will save you money - this is priceless

4.  Your Realtor will arrange for you to view as many homes as you would like and will then encourage you to look at the home of your choice several times at different times of the day even after your final decision to make sure that you are completely comfortable with your selection

5.  Your Realtor will save you time.  Most people are very busy and do not have time to spend on walking through countless open houses that may not even fit their criteria or to spend countless hours scouring the internet

6.  Your Realtor has access to many lenders and will know who to send you to to help you get your pre-approval and then to get you the best possible deal from an easier to work with lender to one that will go to the ends of the earth to get you approved and one that will get you a great interest rate

7.  Your Realtor is a professional real estate agent, which you are probably not, so this alone will give you an advantage because your realtor knows your neighborhood, the schools, the builders, and knows how to negotiate on your behalf

Buying a home is probably the biggest investment you will make in your lifetime so why would you leave this process to chance.  This decision is one that will affect you for many years so you want to make sure that you have an expert on your side.  Someone that knows you, has a relationship with you, cares about you and one that will help you through the entire process every step of the way.

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 

I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.

My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.

I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.

Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800   www.facebook.com/LoudounCountyConnect  www.twitter.com/ExitAshburn  www.Linkedin.com/in/HelenaTalbot

Helena Talbot's blog - How To Avoid The Temptation To Overprice Your Home

Pricing your home is one of the most important decisions you will have to make once you decide to sell your home and one that could cost you big if you get it wrong.   We know what you are up against.  You want to sell your home for top dollar and you want to sell it fast.   Right?  So how exactly do you go about finding that sweet spot? 

We know how tempting it can be to overprice your home.  You want to test the market or ask for a higher amount and then negotiate down, but remember, the market is flooded with competition and if you do any of those things you might just be deterring potential buyers or buyers may perceive you as being a desperate seller and you will continually get low ball offers.

Here are a few tips and tricks to help you avoid overpricing your home.

• Research Your Competition.  Have your realtor put together some information about similar homes on the market in your area and the ones that have recently sold and what they sold for.  If you overprice your home, buyers will not want to hassle with it and move on to the next one.  Additionally, home appraisers will use the area comps to determine your homes current value.  So even if you do get a higher offer, the appraiser may find your home is overvalued compared to other nearby homes and this can cause major delays in the mortgage process or you could lose the deal altogether

• Where Are Your Buyers Coming From?  The vast majority of home buyers begin their home search online.  They type in a price range, number of bedrooms, number of bathrooms etc. and if you have overpriced your home then your house will not even be seen by potentially thousands of possible qualified buyers

• Visit The Open Houses Of Your Competitors.  Before you put your home on the market, it might be very helpful to visit some open houses in your area.  See what your buyers will be seeing.  How do they compare to your home?  How are they priced?  Learn what strengths and weaknesses your home has so you can address them in advance.  Doing this is the best way to get a reality check on exactly how to price your home

• Get A Home Inspection Now.  If you are thinking about putting your house on the market you should consider getting a home inspection in advance.   Home buyers always use the home inspection to get you to lower your price.  However, if you learn the issues in advance,  you and your realtor can decide which ones to take care of prior to listing your home so that they will not be an issue with your home buyer.  This could potentially save you thousands of dollars in the long run.  In addition, you can set the price of your home contingent on any needed repairs

Talk to your realtor to help you make the best possible decision for pricing your home.  Your realtor will be more than happy to do all of the leg work for you and provide you will all of the competing information and stats you will need.  When in doubt - go low.  An overpriced home will cause more problems for you in the long run and once the damage is done, it may not be easily reversed.

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 

I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.

My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.

I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.

Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800   www.facebook.com/LoudounCountyConnect  www.twitter.com/ExitAshburn  www.Linkedin.com/in/HelenaTalbot

Helena Talbot's blog - Helpful Questions To Ask The Seller Before Moving In

Buying a new home is a very exciting time.  There are many things to do and to get done and many things to remember.  Sometimes you can hardly wait until the seller moves out so that you can have the house all to yourself.  But wait just a minute -I would be willing to bet that the seller has loads of information that could make your life a whole lot easier once the house is yours.  It is to your advantage to gather a list of important questions and talk to the seller if possible.

It is generally not considered appropriate for the buyer to just knock on the seller’s door or call them directly and start asking questions.  However, talk to your realtor about helping you get your questions answered before the seller has moved and is no longer available.

Here is a list of important questions that in all of the excitement you may not have thought to ask.

1. Do you have any information about the repair history of the house

2. Do you have any warranty paperwork and owners manuals for anything that is staying with the house

3. Do you have paint colors available so that they can be matched for touch ups etc.

4. Do you have the phone numbers for any contractors you have used for repairs and landscaping on the house.  You may want a contractor that is familiar with the house or perhaps you like the way the lawn looks and would like to keep the landscaping service

5. Where are the best restaurants, dry cleaners, daycare centers etc. located

6. Is there a neighborhood watch program and how do you get in touch with the organizer

7. Is there a Homeowners Association and where is the clubhouse - if applicable

8. What are the trash days and what are the requirements.  Is there a trash bag limit and what do you do with bulk items

9. What is the history of the house.  Things that are not disclosed on the disclosure form - such as an interesting story, the prior uses of the house, do they have a set maintenance schedule in place.  Is there anything that works but is a bit quirky when operating it.  This could save you hundreds of dollars in unnecessary repairs when you find out something works but is just a bit quirky

10. Don't forget to leave the garage door openers

11. Where are the emergency cut offs, the breaker box and utility meters and any tools needed to use them.  What about that wrench that is needed to operate the fireplace - is it available

12. Don't forget to ask about the sprinkler system, landscape lighting, septic tank, basement pumps, pool pumps, well pumps, hot tubs operating systems.  All of these items may be things you know how to operate or possibly not.  So it is best to ask.

Hopefully, these questions will help make the transition to your new home as smooth as possible.  Don't forget to talk to your realtor, they may have additional questions that would be pertinent to ask about the home you are going to be moving into.  Your realtor is there to help you in any way they can so don't hesitate to ask if you need help with something.  That is what they are there for.

I specialize in helping buyers and sellers invest in real estate in Loudoun County and Northern Virginia. 

I have over 25 years experience in the real estate industry.  As a Broker/Owner with Exit Realty Talbot and Company, I bring special tools and solutions that enable me to exceed the expectations of my clientele.  If you are considering listing your property in Loudoun County or the nearby areas, ask me about our latest internet marketing systems.  I would appreciate the opportunity to earn your business.  I am experienced in listing and selling short sales.  For information on the short sale process, please visit  www.LoudounShortSaleSolutions.com.

My past awards and designations include – 2003 President of the Dulles Association of Realtors, 2003 Dulles Area Assoc Realtor of the Year, Salesperson of the year 2000 Dulles Area Assoc of Realtors,  Top Producer awards from both the Dulles Area Association and the Northern Virginia Association of Realtors.  I am a member of the Top 5 in Real Estate Network.

I have lived in Loudoun County since 1979.  I am married with two grown children and two grandchildren.  My son in law is my business partner in real estate.  I love to jog in the mornings and spend time relaxing on my Trawler during the summer months.

Loudoun County and Northern Virginia Real Estate Sales and Solutions – Helena Talbot, Broker. I specialize in helping buyers and sellers invest in real estate in the Northern Virginia area to include Loudoun County and surrounding areas including Fairfax, Clarke, Fauquier, Prince William  Counties.  Our local neighborhoods include Leesburg, Ashburn, Sterling, Potomac Falls, Brambleton, Broadlands, Lansdowne, River Creek, Belmont Country Club, Beacon Hill, Shenstone, Waterford, Lovettsville, Purcellville, Hamilton, Round Hill and Bluemont.                        Cell 703.727.9885    Office 703.574.3800   www.facebook.com/LoudounCountyConnect  www.twitter.com/ExitAshburn  www.Linkedin.com/in/HelenaTalbot